Miles Avery dies under the weight of debt when the Phantom Apocalypse first descends, but fate sends him back to the chaos’s opening moment—with the Infinite Cashback System unlocked. Armed with a power that turns every loan into massive returns, he borrows boldly, purchases cursed industries, and forces a new path forward. With betrayal, ruthless enemies, and phantom terror closing in, Miles rises step by step to build an empire and claim the apocalypse for himself.
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